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Medicare Guidance · California & Kansas

Take the guesswork out of Medicare.

Navigating parts, plans, and penalties can feel impossible. As independent brokers, we do the heavy lifting to find the right coverage for your health and budget, at zero cost to you.

Sound Familiar?

Drowning in Medicare mail?

The moment you turn 64, the mailers start. Most of it is noise. We help you sort what matters from what doesn't, at no cost to you.

Bring us the pile. We'll tell you what's a real deadline, what's a sales pitch, and what you can throw away.

Get Our (Free) Turning 65 Checklist
How it Works

Enroll through Social Security, then let us handle the rest.

Step 1

Enroll in Part A & B

Enroll in Part A & B through Social Security.

Step 2

Schedule Your Free Consultation

Schedule your free consultation with us before or after you enroll, zero obligation, scheduled at your convenience.

Step 3

Discuss Your Needs

Meet with one of our agents to identify your needs. We'll discuss your coverage needs, budget, doctors, and Rx drugs.

Step 4

Select & Enroll

Based on your goals, we'll offer personalized options to choose from, then help you with the process from application to enrollment.

Learn exactly when and how to enroll in Medicare for your situation to avoid all penalties.

Receive unbiased, personalized advice based on our experience from helping thousands just like you!

Some of the carriers we represent

  • Aetna logo
  • Ameritas logo
  • Cigna logo
  • Delta Dental logo
  • Humana logo
  • Mutual of Omaha logo
  • UnitedHealthcare logo
  • Wellcare logo

Independent, on purpose.

We're not tied to any one insurance company. We compare plans from multiple carriers and recommend what fits you, not what pays us the most.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Costs you nothing.

Our help costs you nothing. We're paid by the insurance companies, and your premium is the same whether you use us or not.

What Clients Say

Rated 5.0 on Google.

5.0

Family-owned since 2008 · 30+ National and Regional Insurance Companies

Lisa Burns Google review
These folks handled my Medicare and supplemental health insurance and did a bang up job. Then when I moved and lost coverage they got me new coverage right away. I am very pleased
Anne Whitehurst Google review
I have been a client for at least ten years. I have always been taken excellent care of. I have a lot of questions, and Michele, Hailey, and Majesta are always responsive and accommodating. Today Hailey spent at least forty minutes helping me get an ID card, patiently and with good spirit. I've never been disappointed or felt like I wasn't thoroughly informed. I highly recommend this company.
Audrey Y. Google review
MC Insurance Services staff are terrific! They are proactive and extremely knowledgeable, are responsive and follow up in a timely fashion, have excellent outreach to clients. I recommend them to everyone!
Rick J. Google review
Overall, my experience with MC Insurance was nothing short of excellent. I wholeheartedly recommend them to anyone seeking reliable, customer-centric insurance services. It's evident that MC Insurance values its clients and takes pride in delivering top-notch service. I will undoubtedly continue to entrust them with my insurance needs in the future.
Daniel D. Google review
MC Insurance has provide great service. They have provide great suggestions that have helped us save money and support for understanding changes in the medicare options and yearly updates.
Marian S. Google review
All the insurance agents at MC Insurance are extremely helpful. They are very knowledgeable about helping you find the right Insurance for you.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Common Questions

Answers before you even ask.

When should I start looking at Medicare plans?

Most people start about 3 months before they turn 65, during the Initial Enrollment Period. Earlier is easier, and it gives you time to compare without a deadline pressing on you.

What's the difference between Advantage and Supplement?

Advantage plans bundle your coverage through a private insurer, often with extra benefits. Supplement plans pair with Original Medicare to cover the gaps. The right fit depends on your doctors and how you use care.

What happens if I miss my enrollment window?

You may have to wait for the next enrollment period, and in some cases pay a lifetime penalty. If you're not sure where you stand, call us before you guess.

Majesta Patterson, licensed Medicare agent at MC Insurance Services in Olathe, Kansas

Let's sit down and make this simple.

A free, no-obligation review with our team. Bring your questions, your mail pile, or just yourself. Serving California and Kansas.